Joseph Wallace

About

Joseph Wallace (YMA Financial, YMA Wealth Management Group, Masters Credit Consultants). Experienced Business Owner with a demonstrated history of working in consumer/business credit, marketing, customer support and the business management industry. Skilled in Negotiation, Business Planning, Financial Business Planning, Operations Management, and Analytical Skills. Strong entrepreneurship professional targeting a Bachelor’s Degree focused in Bachelor of Science, Business Management from Western Governors University.

Why Did My Credit Card Issuer Lower My Credit Limit After I Made a Large Payment? Understanding the Sudden Limit Drop & How to Respond

Why Did My Credit Card Issuer Lower My Credit Limit [...]

Why Did One Credit Bureau Delete a Collection but the Others Have Not? — Understanding Credit Reporting Differences

If you’ve noticed that one credit bureau removed a collection [...]

What Mortgage Lenders Really Use: The Most Used FICO Scoring Models (and Where VantageScore Comes In)

When you’re applying for a home loan, understanding what are [...]

Denied for Credit and Don’t Know Why? Masters Credit Consultants Can Help You Rebuild Your Credit Fast

Understanding Why You Were Denied for Credit If you’ve ever [...]