Reasons Why You May Not Have a Credit Score
How do credit reference agencies create credit reports? And why do not you have a credit score? Being told that, you do not have a credit score or report can be frustrating. But do not [...]
How is credit card interest calculated
If your credit card has an annual percentage rate of, say, 18 percent, that does not mean you get charged 18 percent interest once a year. Depending on how you manage your account, your efficient [...]
5 Things You Can Do Now To Improve Your Credit In The Long Term
Poor credit can make it hard for you to get a mortgage, an apartment, or a credit card. It can put you on the hook for higher interest rates, which can make the loans and [...]
Starting Over How To Build Your Credit If Your Credit Is Bad
Rebuilding the credit can be difficult than beginning from scratch. You are trying to show lenders and credit card issuers that despite slip-ups on your part/disasters you had nothing to do with, you are probably [...]
How to Make a Budget
If you want to control spending and work toward financial goals, you need a budget. A personal or household budget is a summary that compares and tracks your income and expenses for a defined period, [...]
10 Common Money Myths Debunked
There’s a lot of misinformation related to personal finance. It is easy to become confused when wading into personal finance. We will discuss the top 10 money myths and tell you what the truth is [...]