How to Use Credit Cards Responsibly Without Going Into Debt
When you're in debt, it can seem impossible to get out of the hole. You might have a mountain of credit card bills piling up and not know how to pay for them all or [...]
Do debt consolidation loans hurt your credit?
If your credit card bills are piling up and you cannot juggle anymore, a balance-transfer card or loan can consolidate your debt, but doing so might have a lasting effect on your credit. While combining [...]
5 Things to Know About Mortgage Refinance
Thinking about refinancing your mortgage? If so, you are in great company. As per data compiled by the Mortgage Bankers Association, refinance applications accounted for around 60% of all mortgage activity in the 1st week [...]
3 Ways to Remove a Closed Account from your Credit Report
People stop using their credit cards because they believe that closing the account will erase all of its information from their report. However, this is not true as reports are governed by The Fair Credit [...]
How to rebuild your bad credit
Whether you have made poor financial decisions in the past or simply been the victim of uncontrollable conditions like the COVID-19 pandemic, beginning the procedure of rebuilding the credit can feel hard and difficult. But [...]
Reasons Why You May Not Have a Credit Score
How do credit reference agencies create credit reports? And why do not you have a credit score? Being told that, you do not have a credit score or report can be frustrating. But do not [...]