What Are The Deciding Factors Behind Your Credit Score?
A credit score allows lenders and banks to determine the risk of loaning money to an applicant. Mortgage bankers, auto dealers, and credit card companies all check your credit score before processing your loan application, [...]
The Importance Of Keeping Track Of Your Credit Score
Most people don’t think about their credit score unless they have to apply for a loan or acquire a credit card. In fact, some people have never bothered to check their credit score. This is [...]
How Can A Bad Credit Score Affect Your Financial Stability?
While most of us are concerned about how we feel behind our brand new wheels, in our new home, or after buying all the things we can with our credit card, we rarely stop to [...]
How Can A Good Credit Score Be Beneficial To You?
To set the record straight, having a good credit score isn’t necessary, and you can get by with an average to low score as well. But life will just be harder, more expensive, and more [...]
How Your Credit Score Can Impact Your Financial Future
Most people are unaware of how the credit scoring system or credit scores work until they need to make a major purchase; for example, buying a home or taking out a loan to start a [...]
What Is The Minimum Credit Score That You Need To Buy A House?
A good credit score is one of the most important factors when you’re considering buying your own house. The minimum score you’ll need greatly depends on what type of mortgage loan you’re applying for and [...]