Foreclosure or Bankruptcy Which Option is Worse
Sometimes it happens in your life when you are in a situation where you have to select between bad and worse. And that is precisely the situation you can get into when you have severe [...]
How to Apply for a Credit Card So You’ll Get Approved
Credit card applications are straightforward, but you should meet some financial requirements to get approved for the best credit card offers. A credit card is like a sharp knife: It may either be invaluable equipment [...]
How Can I Raise My Credit Score After Years of Inactivity
Payment history is the most essential factor in your credit score, making up 35 percent of the total. However, the 2nd most essential factor is credit usage, coming in at 30 percent. Credit use is [...]
Can Payday Loans Hurt My Credit Score
What is a payday loan? Payday loans are short-term loans, designed to aid people to cope with small, unplanned expenses. They range from 50-1,000$. Payday loans can be easy and simple to get, but their [...]
What Happens to My Credit if I miss one payment
It may be simple to miss a credit card payment if you are juggling a half dozen different bills all with different due dates, and you have not still set up autopay. A missed credit [...]
What Happens If I Don’t Use My Credit Card
Let’s imagine that you opened a credit card, but you stopped using it after you got the reward. What will happen next? If you do not use a credit card, the card issuer can close [...]