Why Is My Credit Card Balance Not Showing After I Made a Payment?
If you’ve ever asked, “why is my credit card balance not showing after I made a payment?”, you’re not alone. You pay your bill expecting to see your balance drop — or disappear — only [...]
The Truth Behind the Misconception About Collections Deleted After 7 Years
There is a widespread belief that collections will be deleted after 7 years from the account open date — but that’s a misconception about collections deleted after 7 years. In fact, under the Fair Credit [...]
What Mortgage Lenders Really Use: The Most Used FICO Scoring Models (and Where VantageScore Comes In)
When you’re applying for a home loan, understanding what are the most used FICO scoring models used by mortgage lenders is absolutely critical. Mortgage lenders base credit decisions on specific scoring models — not just [...]
Why Lexington Law Is No Longer the Only Option for Credit Repair
The Changing World of Credit Repair For years, Lexington Law was considered the industry leader in credit repair. However, in today’s financial world, consumers have more credit repair options than ever before. Thanks to companies [...]
Denied for Credit and Don’t Know Why? Masters Credit Consultants Can Help You Rebuild Your Credit Fast
Understanding Why You Were Denied for Credit If you’ve ever applied for a credit card, home loan, or auto loan only to see the words “Application Denied,” you’re not alone. Many consumers are denied for [...]
Can Credit Repair Companies Really Remove a Repossession from Your Credit Report?
Understanding the Impact of a Repossession If you’ve recently faced a vehicle repossession, you might be wondering how to remove a repossession from your credit report and regain financial stability. Unfortunately, a repossession can remain [...]