What Is a Derogatory Item on Your Credit Report
What Is a Derogatory Item on Your Credit Report? Bankruptcy is a derogatory item on your credit report. Filing for bankruptcy means you have asked to be legally free from all your debts. It will [...]
Things Everyone Should Know About Credit Cards
Things Everyone Should Know About Credit Cards When you are shopping for a credit card, there are some things that you need to understand. APR, otherwise known as Annual Percentage, is the rate that a [...]
6 Reasons Why Having a Good Credit Score Matters
6 Reasons Why Having a Good Credit Score Matters Having a good credit score can have a variety of benefits. It can increase your chances of getting new credit, reduce your credit utilization ratio, and [...]
5 Ways to Rebuild Your Credit After Divorce
5 Ways to Rebuild Your Credit After Divorce Divorce can be emotionally and financially devastating. In addition to the emotional stress of ending a marriage, you also have to deal with the financial repercussions. One [...]
Debt To Income Ratio Why Should I Care
Debt To Income Ratio – Why Should I Care? A debt to income ratio, often called "DTI" for short, is a simple way to measure how much of your income is going towards paying down [...]
5 Ways to Protect Your Credit Score During and After a Divorce
5 Ways to Protect Your Credit Score During and After a Divorce Divorce can be a difficult and emotionally charged time. It's important to protect your credit score during and after a divorce to ensure [...]