What is a Hard Inquiry
What is a Hard Inquiry? If you're wondering what a hard inquiry is, it's a process by which a financial institution pulls your credit information. These inquiries are not connected to your application for a [...]
How Repossessions Affect Your Credit
One of the biggest questions a borrower asks is how repossessions affect their credit. A repossession can damage your credit score and can lower your FICO score. These types of defaults harm your credit score [...]
Does Debt Consolidation Hurt Your Credit Score
Does Debt Consolidation Hurt Your Credit Score? When looking at the benefits of debt consolidation, it is essential to consider how it may affect your credit. While debt consolidation can help you get back on [...]
Does Checking Your Credit Score Lower It
Does Checking Your Credit Score Lower It? While it is generally safe to check your credit score periodically, the question of "does checking your credit score lower it?" may cause apprehensions. It is based on [...]
What Happens When You File a Credit Report Dispute
A credit dispute is a process designed to get you to have your credit report taken care of in a positive way. What happens when you file a dispute on your credit report? What does [...]
The Best Credit Card For Bad Credit
It might sound counterintuitive, but actually, one of the best ways to rebuild damaged credit is by utilizing a credit card for bad credit. That s right. With the correct credit card, you could improve [...]