PayPal Credit is a line of credit from Comenity Capital Bank that gives you the flexibility to pay for your purchases over time.

It’s easy to apply, and if you’re approved, you’ll have a credit limit that you can use anywhere PayPal is accepted.

You’ll enjoy all the same great features that come with your PayPal account, like Purchase Protection and fraud protection, so you can shop with peace of mind. Plus, there’s no annual fee and you can choose the monthly payment option that works best for you.

Ready to learn more? Here’s everything you need to know about PayPal Credit.

What Is PayPal Credit?

PayPal Credit is a line of credit that gives you the flexibility to pay for your purchases over time. It’s easy to apply, and if you’re approved, you’ll have a credit limit that you can use anywhere PayPal is accepted.

You’ll enjoy all the same great features that come with your PayPal account, like Purchase Protection and fraud protection, so you can shop with peace of mind. Plus, there’s no annual fee and you can choose the monthly payment option that works best for you.

How Do I Get PayPal Credit?

Applying for PayPal Credit is easy. Just complete a short application, and if you’re approved, you’ll have a credit limit that you can use anywhere PayPal is accepted.

Once you’ve been approved, you’ll see “PayPal Credit” as a payment option when you check out with PayPal. You can also use PayPal Credit to pay your bill in the PayPal app.

How Does PayPal Credit work?

Once you’ve been approved for PayPal Credit, you’ll have a credit limit that you can use anywhere PayPal is accepted.

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When you make a purchase using PayPal Credit, you’ll be able to choose whether to pay in full or over time.

If you choose to pay over time, you’ll have a minimum monthly payment due, and you’ll be charged interest on the balance that you carry from month to month.

You can make your minimum monthly payments and pay off your balance at any time without any penalty. Plus, there’s no annual fee and you can choose the monthly payment option that works best for you.

What Are The Benefits Of PayPal Credit?

PayPal Credit comes with all the same great features that come with your PayPal account, like Purchase Protection and fraud protection. Plus, there’s no annual fee and you can choose the monthly payment option that works best for you.

Does PayPal Credit Affect Credit Score?

The short answer is yes, PayPal Credit can affect your credit score. However, how it affects your credit score will depend on a few factors, such as whether you make your payments on time and how you manage your credit limit.

If you’re looking to improve your credit score, using PayPal Credit responsibly is a good way to do it. Just be sure to make your payments on time and keep your credit utilization low, and you’ll be on your way to a better credit score in no time.

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